Side-by-side · Q2 2026 data
TIB National Association vs Monet Bank
Metric by metric
| Measure | TIB National Association | Monet Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 65 |
| Capital cushion | 82 | 100 (stronger) |
| Loan quality | 72 (stronger) | 0 |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 36 | 50 (stronger) |
| Problem-loan coverage | 93 (stronger) | 76 |
| Peer percentile | 80th | 36th |
| Total assets | $3.0B | $3.2B |
| Deposits / shares | $2.4B | $913.0M |
| Capital ratio | 13.22% | 31.69% (stronger) |
| Problem loans | 0.84% (stronger) | 25.76% |
| Net charge-offs | 0.26% | -4.61% (stronger) |
| Return on assets | 1.85% | 4.06% (stronger) |
| Loans ÷ deposits | 74.3% | 49.0% (stronger) |
| Uninsured deposits | 91.5% | 80.2% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.5% | — |
TIB National Association has the higher TellerScore (76 vs 65). On the 7 directional measures above (where higher or lower is clearly better), TIB National Association leads on 2 and Monet Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.