Side-by-side · Q2 2026 data
TIB National Association vs WestStar Bank
Metric by metric
| Measure | TIB National Association | WestStar Bank |
|---|---|---|
| TellerScore | 76 | 80 (stronger) |
| Capital cushion | 82 (stronger) | 73 |
| Loan quality | 72 | 100 (stronger) |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 36 (stronger) | 23 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 80th | 90th |
| Total assets | $3.0B | $3.3B |
| Deposits / shares | $2.4B | $2.8B |
| Capital ratio | 13.22% (stronger) | 12.27% |
| Problem loans | 0.84% | 0.00% (stronger) |
| Net charge-offs | 0.26% | -0.01% (stronger) |
| Return on assets | 1.85% | 2.29% (stronger) |
| Loans ÷ deposits | 74.3% (stronger) | 87.7% |
| Uninsured deposits | 91.5% | 61.0% (stronger) |
| Offices | 5 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.5% | — |
WestStar Bank has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), TIB National Association leads on 2 and WestStar Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.