Side-by-side · Q2 2026 data
Timberland Bank vs Our Community Credit Union
Metric by metric
| Measure | Timberland Bank | Our Community Credit Union |
|---|---|---|
| TellerScore | 78 | 82 (stronger) |
| Capital cushion | 79 (stronger) | 77 |
| Loan quality | 81 | 84 (stronger) |
| Earnings | 79 (stronger) | 66 |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 86th | 82nd |
| Total assets | $2.1B | $638.3M |
| Deposits / shares | $1.8B | $551.8M |
| Capital ratio | 12.85% (stronger) | 12.67% |
| Problem loans | 0.56% | 0.48% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.70% |
| Return on assets | 1.47% (stronger) | 1.16% |
| Loans ÷ deposits | 84.9% | 40.7% (stronger) |
| Uninsured deposits | 26.8% | 6.0% (stronger) |
| Offices | 24 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.0% | — |
Our Community Credit Union has the higher TellerScore (82 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Timberland Bank leads on 3 and Our Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Olympia, WA
- Elma, WA
- Montesano, WA