Side-by-side · Q2 2026 data
Timberline Bank vs Olathe Federal Credit Union
Metric by metric
| Measure | Timberline Bank | Olathe Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 44 |
| Capital cushion | 44 (stronger) | 1 |
| Loan quality | 98 (stronger) | 94 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 49 | 70 (stronger) |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 61st | 4th |
| Total assets | $832.6M | $1.4M |
| Deposits / shares | $699.6M | $1.3M |
| Capital ratio | 9.38% (stronger) | 5.12% |
| Problem loans | 0.06% (stronger) | 0.19% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 2.12% (stronger) | -1.56% |
| Loans ÷ deposits | 91.8% | 90.6% (stronger) |
| Uninsured deposits | 32.3% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Timberline Bank has the higher TellerScore (75 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Timberline Bank leads on 4 and Olathe Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.