Olathe Federal Credit Union is a federal credit union headquartered in Olathe, Colorado, in business for about 68 years. At the end of Q2 2026 it reported $1.4M in total assets and $1.3M in member shares and deposits, with 1 office.
Olathe Federal Credit Union has a TellerScore of 44 out of 100 (below average) based on Q2 2026 data — higher than only 4% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Colorado, it ranks 58th. Problem-loan coverage contributes the most (95/100, 2.6%); earnings contributes the least (0/100, -1.56%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 15 points (59 → 44), mostly because the earnings component weakened by 65 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 45 |
| Q3 2024 | 50 |
| Q4 2024 | 55 |
| Q1 2025 | 57 |
| Q2 2025 | 59 |
| Q3 2025 | 43 |
| Q4 2025 | 36 |
| Q1 2026 | 47 |
| Q2 2026 | 44 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 7.74% |
| Q3 2024 | 7.28% |
| Q4 2024 | 7.54% |
| Q1 2025 | 7.67% |
| Q2 2025 | 6.47% |
| Q3 2025 | 5.92% |
| Q4 2025 | 5.78% |
| Q1 2026 | 5.53% |
| Q2 2026 | 5.12% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.93% |
| Q3 2024 | 0.09% |
| Q4 2024 | 0.00% |
| Q1 2025 | 1.46% |
| Q2 2025 | 0.58% |
| Q3 2025 | 1.60% |
| Q4 2025 | 1.65% |
| Q1 2026 | 0.89% |
| Q2 2026 | 0.19% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.38% |
| Q3 2024 | -0.74% |
| Q4 2024 | -0.14% |
| Q1 2025 | 1.83% |
| Q2 2025 | 1.12% |
| Q3 2025 | 0.72% |
| Q4 2025 | -0.01% |
| Q1 2026 | 0.69% |
| Q2 2026 | -1.56% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 44 | $1.4M | 5.12% | 0.19% | -1.56% | 90.6% |
| Q1 2026 | 47 | $1.6M | 5.53% | 0.89% | 0.69% | 83.3% |
| Q4 2025 | 36 | $1.6M | 5.78% | 1.65% | -0.01% | 78.6% |
| Q3 2025 | 43 | $1.5M | 5.92% | 1.60% | 0.72% | 77.3% |
| Q2 2025 | 59 | $1.4M | 6.47% | 0.58% | 1.12% | 77.4% |
| Q1 2025 | 57 | $1.1M | 7.67% | 1.46% | 1.83% | 91.0% |
| Q4 2024 | 55 | $1.1M | 7.54% | 0.00% | -0.14% | 98.6% |
| Q3 2024 | 50 | $1.1M | 7.28% | 0.09% | -0.74% | 98.2% |
| Q2 2024 | 45 | $1.1M | 7.74% | 0.93% | -0.38% | 89.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Colorado
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| St. Michaels Federal Credit UnionCredit union Craig, CO | 86 out of 100, Very strong | $1.0M | 12.5% | 0.61% | vs |
| Akron Federal Credit UnionCredit union Akron, CO | 48 out of 100, Below average | $486K | 14.0% | 3.84% | vs |
| Co-Ne Federal Credit UnionCredit union Julesburg, CO | 63 out of 100, Moderate | $4.2M | 8.7% | 0.00% | vs |
| Options Credit UnionCredit union Littleton, CO | 41 out of 100, Below average | $5.5M | 7.0% | 1.20% | vs |
| Fort Morgan Schools Federal Credit UnionCredit union Fort Morgan, CO | 80 out of 100, Strong | $5.6M | 14.5% | 0.00% | vs |
| Moffat County Schools Federal Credit UnionCredit union Craig, CO | 84 out of 100, Strong | $5.7M | 13.1% | 0.00% | vs |
Deposit insurance
Is my money safe at Olathe Federal Credit Union?
Yes. Olathe Federal Credit Union is a federally insured credit union (NCUA charter #12608). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 5.12%, below the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Olathe Federal Credit Union lists 1 office in 1 city. Most locations:
- Olathe, CO (1)
Identity & history
Profile
- Legal name
- Olathe Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 12608
- RSSD ID
- 563381
- Primary regulator
- NCUA
- Established
- 1958
- Headquarters
- PO Box 239, Olathe, CO 81425
- Employees
- 1
Quick answers
Olathe Federal Credit Union: common questions
Is Olathe Federal Credit Union NCUA insured?
Yes. Olathe Federal Credit Union is a federally insured credit union (NCUA charter #12608). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Olathe Federal Credit Union's TellerScore?
44 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Olathe Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Olathe
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Nuvista Federal Credit UnionCredit union Montrose, CO | 92 out of 100, Very strong | $172.3M | 14.3% | 0.00% | vs |
| San Juan Mountains Credit UnionCredit union Montrose, CO | 78 out of 100, Strong | $61.3M | 11.0% | 0.33% | vs |
| Timberline BankBank Grand Junction, CO | 75 out of 100, Strong | $832.6M | 9.4% | 0.06% | vs |
| Bank of ColoradoBank Fort Collins, CO | 74 out of 100, Strong | $7.6B | 10.5% | 0.10% | vs |
| Alpine BankBank Glenwood Springs, CO | 73 out of 100, Strong | $6.7B | 11.0% | 0.31% | vs |
| Delta County Federal Credit UnionCredit union Delta, CO | 71 out of 100, Strong | $72.8M | 10.2% | 0.73% | vs |