Side-by-side · Q2 2026 data
Timberline Federal Credit Union vs Alcoa Community Federal Credit Union
Credit union
Timberline Federal Credit Union
Crossett, Arkansas · Under $100 million in assets
Credit union
Alcoa Community Federal Credit Union
Benton, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Timberline Federal Credit Union | Alcoa Community Federal Credit Union |
|---|---|---|
| TellerScore | 59 (stronger) | 53 |
| Capital cushion | 100 (stronger) | 27 |
| Loan quality | 26 | 83 (stronger) |
| Earnings | 0 | 24 (stronger) |
| Funding & liquidity | 92 (stronger) | 71 |
| Problem-loan coverage | 86 | 89 (stronger) |
| Peer percentile | 20th | 12th |
| Total assets | $80.4M | $69.5M |
| Deposits / shares | $67.3M | $63.1M |
| Capital ratio | 19.61% (stronger) | 7.73% |
| Problem loans | 2.22% | 0.52% (stronger) |
| Net charge-offs | 0.76% | 0.03% (stronger) |
| Return on assets | -0.61% | 0.10% (stronger) |
| Loans ÷ deposits | 68.1% (stronger) | 89.2% |
| Uninsured deposits | 4.0% (stronger) | 6.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Timberline Federal Credit Union has the higher TellerScore (59 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Timberline Federal Credit Union leads on 4 and Alcoa Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.