Side-by-side · Q2 2026 data
Tioga State Bank National Association vs NewBank
Metric by metric
| Measure | Tioga State Bank National Association | NewBank |
|---|---|---|
| TellerScore | 71 (stronger) | 58 |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 67 (stronger) | 12 |
| Earnings | 72 (stronger) | 53 |
| Funding & liquidity | 80 (stronger) | 49 |
| Problem-loan coverage | 89 (stronger) | 75 |
| Peer percentile | 47th | 16th |
| Total assets | $625.2M | $618.0M |
| Deposits / shares | $538.1M | $517.7M |
| Capital ratio | 11.38% | 15.00% (stronger) |
| Problem loans | 1.00% (stronger) | 2.65% |
| Net charge-offs | 0.04% (stronger) | 0.69% |
| Return on assets | 1.31% (stronger) | 0.83% |
| Loans ÷ deposits | 71.9% (stronger) | 88.6% |
| Uninsured deposits | 22.4% (stronger) | 35.6% |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tioga State Bank National Association has the higher TellerScore (71 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Tioga State Bank National Association leads on 6 and NewBank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.