TellerScore

Side-by-side · Q2 2026 data

Titan Federal Credit Union vs Amherst Federal Credit Union

Credit union

Titan Federal Credit Union

Pleasant Gap, Pennsylvania · Under $100 million in assets

94of 100
Very strong

Credit union

Amherst Federal Credit Union

Amherst, New York · Under $100 million in assets

69of 100
Moderate

Metric by metric

MeasureTitan Federal Credit UnionAmherst Federal Credit Union
TellerScore94 (stronger)69
Capital cushion100 (stronger)53
Loan quality90 (stronger)61
Earnings82 (stronger)71
Funding & liquidity100100
Problem-loan coverage98 (stronger)89
Peer percentile95th38th
Total assets$69.5M$44.0M
Deposits / shares$58.8M$39.4M
Capital ratio15.43% (stronger)10.25%
Problem loans0.31% (stronger)1.17%
Net charge-offs0.02%-0.01% (stronger)
Return on assets1.56% (stronger)1.27%
Loans ÷ deposits55.8%55.0% (stronger)
Uninsured deposits2.6% (stronger)4.2%
Offices21
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)1.6%—

Titan Federal Credit Union has the higher TellerScore (94 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Titan Federal Credit Union leads on 5 and Amherst Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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