Side-by-side · Q2 2026 data
Titan Federal Credit Union vs Niagara-Wheatfield Federal Credit Union
Credit union
Titan Federal Credit Union
Pleasant Gap, Pennsylvania · Under $100 million in assets
Credit union
Niagara-Wheatfield Federal Credit Union
Sanborn, New York · Under $100 million in assets
Metric by metric
| Measure | Titan Federal Credit Union | Niagara-Wheatfield Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 50 |
| Capital cushion | 100 (stronger) | 57 |
| Loan quality | 90 (stronger) | 0 |
| Earnings | 82 (stronger) | 54 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 67 |
| Peer percentile | 95th | 9th |
| Total assets | $69.5M | $21.4M |
| Deposits / shares | $58.8M | $19.1M |
| Capital ratio | 15.43% (stronger) | 10.72% |
| Problem loans | 0.31% (stronger) | 4.03% |
| Net charge-offs | 0.02% (stronger) | 0.09% |
| Return on assets | 1.56% (stronger) | 0.84% |
| Loans ÷ deposits | 55.8% | 48.8% (stronger) |
| Uninsured deposits | 2.6% | 0.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.6% | — |
Titan Federal Credit Union has the higher TellerScore (94 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Titan Federal Credit Union leads on 5 and Niagara-Wheatfield Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.