Side-by-side · Q2 2026 data
Titan Federal Credit Union vs Penn State Federal Credit Union
Credit union
Titan Federal Credit Union
Pleasant Gap, Pennsylvania · Under $100 million in assets
Credit union
Penn State Federal Credit Union
Bellefonte, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Titan Federal Credit Union | Penn State Federal Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 93 |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 90 (stronger) | 89 |
| Earnings | 82 | 94 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 95th | 97th |
| Total assets | $69.5M | $274.4M |
| Deposits / shares | $58.8M | $238.4M |
| Capital ratio | 15.43% (stronger) | 14.01% |
| Problem loans | 0.31% (stronger) | 0.33% |
| Net charge-offs | 0.02% (stronger) | 0.02% |
| Return on assets | 1.56% | 1.86% (stronger) |
| Loans ÷ deposits | 55.8% (stronger) | 56.4% |
| Uninsured deposits | 2.6% (stronger) | 4.9% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.6% | — |
Titan Federal Credit Union has the higher TellerScore (94 vs 93). On the 7 directional measures above (where higher or lower is clearly better), Titan Federal Credit Union leads on 6 and Penn State Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.