Side-by-side · Q2 2026 data
Tlc Community Credit Union vs Alpena-Alcona Area Credit Union
Metric by metric
| Measure | Tlc Community Credit Union | Alpena-Alcona Area Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 77 |
| Capital cushion | 95 (stronger) | 72 |
| Loan quality | 95 (stronger) | 72 |
| Earnings | 66 | 76 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 99 (stronger) | 91 |
| Peer percentile | 95th | 71st |
| Total assets | $950.2M | $975.7M |
| Deposits / shares | $746.7M | $848.5M |
| Capital ratio | 14.48% (stronger) | 12.18% |
| Problem loans | 0.14% (stronger) | 0.85% |
| Net charge-offs | 0.13% (stronger) | 0.52% |
| Return on assets | 1.15% | 1.39% (stronger) |
| Loans ÷ deposits | 60.5% (stronger) | 72.4% |
| Uninsured deposits | 6.3% (stronger) | 11.3% |
| Offices | 9 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.5% | — |
Tlc Community Credit Union has the higher TellerScore (90 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Tlc Community Credit Union leads on 6 and Alpena-Alcona Area Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.