Side-by-side · Q2 2026 data
Tlc Community Credit Union vs University of Michigan Credit Union
Credit union
University of Michigan Credit Union
Ann Arbor, Michigan · $1 billion – $10 billion
Metric by metric
| Measure | Tlc Community Credit Union | University of Michigan Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 61 |
| Capital cushion | 95 (stronger) | 61 |
| Loan quality | 95 (stronger) | 73 |
| Earnings | 66 (stronger) | 36 |
| Funding & liquidity | 100 (stronger) | 57 |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 95th | 27th |
| Total assets | $950.2M | $1.5B |
| Deposits / shares | $746.7M | $1.1B |
| Capital ratio | 14.48% (stronger) | 11.08% |
| Problem loans | 0.14% (stronger) | 0.82% |
| Net charge-offs | 0.13% (stronger) | 0.62% |
| Return on assets | 1.15% (stronger) | 0.41% |
| Loans ÷ deposits | 60.5% (stronger) | 103.3% |
| Uninsured deposits | 6.3% (stronger) | 10.6% |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.5% | 7.1% |
Tlc Community Credit Union has the higher TellerScore (90 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Tlc Community Credit Union leads on 7 and University of Michigan Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.