Side-by-side · Q2 2026 data
Tobacco Valley Teachers Federal Credit Union vs Riverbank Federal Credit Union
Credit union
Tobacco Valley Teachers Federal Credit Union
Enfield, Connecticut · Under $100 million in assets
Credit union
Riverbank Federal Credit Union
Windsor Locks, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Tobacco Valley Teachers Federal Credit Union | Riverbank Federal Credit Union |
|---|---|---|
| TellerScore | 62 | 67 (stronger) |
| Capital cushion | 45 | 45 |
| Loan quality | 67 | 81 (stronger) |
| Earnings | 36 | 46 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 24th | 34th |
| Total assets | $72.4M | $87.3M |
| Deposits / shares | $65.4M | $77.7M |
| Capital ratio | 9.49% | 9.54% (stronger) |
| Problem loans | 0.99% | 0.57% (stronger) |
| Net charge-offs | 0.36% | 0.02% (stronger) |
| Return on assets | 0.40% | 0.65% (stronger) |
| Loans ÷ deposits | 23.8% (stronger) | 52.4% |
| Uninsured deposits | 3.2% (stronger) | 3.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Riverbank Federal Credit Union has the higher TellerScore (67 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Tobacco Valley Teachers Federal Credit Union leads on 2 and Riverbank Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.