Side-by-side · Q2 2026 data
Together Credit Union vs First Community Credit Union
Metric by metric
| Measure | Together Credit Union | First Community Credit Union |
|---|---|---|
| TellerScore | 64 | 65 (stronger) |
| Capital cushion | 47 (stronger) | 36 |
| Loan quality | 82 | 82 |
| Earnings | 52 | 58 (stronger) |
| Funding & liquidity | 67 | 86 (stronger) |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 36th | 41st |
| Total assets | $2.7B | $5.0B |
| Deposits / shares | $2.3B | $4.5B |
| Capital ratio | 9.66% (stronger) | 8.62% |
| Problem loans | 0.54% | 0.54% (stronger) |
| Net charge-offs | 0.79% | 0.37% (stronger) |
| Return on assets | 0.81% | 0.95% (stronger) |
| Loans ÷ deposits | 93.6% | 74.2% (stronger) |
| Uninsured deposits | 7.7% | 7.0% (stronger) |
| Offices | 19 | 39 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.4% | — |
First Community Credit Union has the higher TellerScore (65 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Together Credit Union leads on 1 and First Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.