Side-by-side · Q2 2026 data
Toledo Fire Fighters Federal Credit Union vs Bhcu Credit Union
Credit union
Toledo Fire Fighters Federal Credit Union
Toledo, Ohio · Under $100 million in assets
Metric by metric
| Measure | Toledo Fire Fighters Federal Credit Union | Bhcu Credit Union |
|---|---|---|
| TellerScore | 95 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 89 (stronger) | 78 |
| Earnings | 90 (stronger) | 47 |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 96th | 51st |
| Total assets | $45.5M | $276.2M |
| Deposits / shares | $37.4M | $241.7M |
| Capital ratio | 17.84% (stronger) | 11.88% |
| Problem loans | 0.34% (stronger) | 0.67% |
| Net charge-offs | 0.58% | 0.14% (stronger) |
| Return on assets | 1.75% (stronger) | 0.66% |
| Loans ÷ deposits | 50.6% (stronger) | 86.4% |
| Uninsured deposits | 0.2% (stronger) | 13.1% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Toledo Fire Fighters Federal Credit Union has the higher TellerScore (95 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Toledo Fire Fighters Federal Credit Union leads on 6 and Bhcu Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.