TellerScore

Toledo Fire Fighters Federal Credit Union is a federal credit union headquartered in Toledo, Ohio, in business for about 86 years. At the end of Q2 2026 it reported $45.5M in total assets and $37.4M in member shares and deposits, with 2 offices across 2 states.

Based on its Q2 2026 filing, Toledo Fire Fighters Federal Credit Union scores 95/100, which we describe as very strong. That is higher than 96% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 3rd. Its strongest component is capital cushion (100/100; 17.84%), and its lowest is loan quality (89/100; 0.34%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.84%
Loan quality89/100
Loans 60+ days delinquent ÷ total loans: 0.34%
Earnings90/100
Return on assets (annualized): 1.75%
Funding & liquidity100/100
Loans ÷ shares: 50.6% · 0.2% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.80%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (91 → 95), mostly because the loan quality component improved by 22 points.

TellerScore
909497Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202496
Q3 202497
Q4 202495
Q1 202590
Q2 202591
Q3 202595
Q4 202592
Q1 202692
Q2 202695
Net worth ratio
7.00%12.42%17.84%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.76%
Q3 202415.77%
Q4 202416.10%
Q1 202516.21%
Q2 202516.64%
Q3 202517.14%
Q4 202517.14%
Q1 202617.28%
Q2 202617.84%
Delinquent loans (60+ days)
0.27%0.63%0.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.35%
Q3 20240.35%
Q4 20240.60%
Q1 20250.71%
Q2 20250.99%
Q3 20250.48%
Q4 20250.83%
Q1 20260.27%
Q2 20260.34%
Return on assets
1.30%1.82%2.34%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.25%
Q3 20242.34%
Q4 20242.20%
Q1 20251.49%
Q2 20252.07%
Q3 20251.90%
Q4 20251.91%
Q1 20261.30%
Q2 20261.75%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202695$45.5M17.84%0.34%1.75%50.6%
Q1 202692$45.6M17.28%0.27%1.30%47.9%
Q4 202592$45.1M17.14%0.83%1.91%50.1%
Q3 202595$43.7M17.14%0.48%1.90%51.6%
Q2 202591$44.0M16.64%0.99%2.07%52.0%
Q1 202590$43.4M16.21%0.71%1.49%50.4%
Q4 202495$42.7M16.10%0.60%2.20%54.1%
Q3 202497$42.3M15.77%0.35%2.34%55.5%
Q2 202496$43.6M14.76%0.35%2.25%54.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.84%
69th
Problem loans0.34%
66th
Net charge-offs0.58%
24th
Return on assets1.75%
91st
Loans to deposits50.6%
63rd
Uninsured deposits0.2%
61st
Loan-loss reserves0.00%
37th
Texas ratio0.8%
69th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
All Saints Federal Credit UnionCredit union Parma, OH80 out of 100, Strong$45.4M19.4%1.08%vs
First Ohio Community Federal Credit UnionCredit union North Canton, OH77 out of 100, Strong$45.2M10.7%0.00%vs
New Horizon Federal Credit UnionCredit union Barberton, OH82 out of 100, Strong$44.9M13.2%0.17%vs
Children'S Medical Center Federal Credit UnionCredit union Cincinnati, OH91 out of 100, Very strong$46.8M20.3%0.52%vs
Firstenergy Family Credit UnionCredit union Akron, OH93 out of 100, Very strong$47.2M16.5%0.53%vs
Harvest Federal Credit UnionCredit union Heath, OH84 out of 100, Strong$43.9M12.8%0.30%vs

Deposit insurance

Is my money safe at Toledo Fire Fighters Federal Credit Union?

Yes. Toledo Fire Fighters Federal Credit Union is a federally insured credit union (NCUA charter #3748). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.2% of shares and deposits ($64K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 17.84%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Toledo Fire Fighters Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Toledo Fire Fighters Federal Credit Union
Type
Federal credit union
NCUA charter #
3748
RSSD ID
318077
Primary regulator
NCUA
Established
1940
Headquarters
2800 W Laskey Rd, Toledo, OH 43613
Employees
7

Quick answers

Toledo Fire Fighters Federal Credit Union: common questions

Is Toledo Fire Fighters Federal Credit Union NCUA insured?

Yes. Toledo Fire Fighters Federal Credit Union is a federally insured credit union (NCUA charter #3748). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Toledo Fire Fighters Federal Credit Union's TellerScore?

95 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Toledo Fire Fighters Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

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