Side-by-side · Q2 2026 data
Toledo Metro Federal Credit Union vs Tlc Community Credit Union
Metric by metric
| Measure | Toledo Metro Federal Credit Union | Tlc Community Credit Union |
|---|---|---|
| TellerScore | 65 | 90 (stronger) |
| Capital cushion | 38 | 95 (stronger) |
| Loan quality | 86 | 95 (stronger) |
| Earnings | 36 | 66 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 30th | 95th |
| Total assets | $64.1M | $950.2M |
| Deposits / shares | $58.2M | $746.7M |
| Capital ratio | 8.80% | 14.48% (stronger) |
| Problem loans | 0.43% | 0.14% (stronger) |
| Net charge-offs | 0.59% | 0.13% (stronger) |
| Return on assets | 0.39% | 1.15% (stronger) |
| Loans ÷ deposits | 49.7% (stronger) | 60.5% |
| Uninsured deposits | 5.6% (stronger) | 6.3% |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.5% |
Tlc Community Credit Union has the higher TellerScore (90 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Toledo Metro Federal Credit Union leads on 2 and Tlc Community Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.