Toledo Metro Federal Credit Union (NCUA charter #9189) is based in Toledo, Ohio. Its Q2 2026 call report shows $64.1M in total assets and $58.2M in member shares and deposits and 2 offices.
Toledo Metro Federal Credit Union has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 30% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 127th. Funding & liquidity contributes the most (100/100, 50% loans-to-deposits, 6% uninsured); earnings contributes the least (36/100, 0.39%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (62 → 65), mostly because the loan quality component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 66 |
| Q4 2024 | 63 |
| Q1 2025 | 59 |
| Q2 2025 | 62 |
| Q3 2025 | 64 |
| Q4 2025 | 64 |
| Q1 2026 | 61 |
| Q2 2026 | 65 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.19% |
| Q3 2024 | 9.59% |
| Q4 2024 | 9.23% |
| Q1 2025 | 9.25% |
| Q2 2025 | 9.42% |
| Q3 2025 | 9.19% |
| Q4 2025 | 9.21% |
| Q1 2026 | 8.95% |
| Q2 2026 | 8.80% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.53% |
| Q3 2024 | 0.42% |
| Q4 2024 | 0.71% |
| Q1 2025 | 0.89% |
| Q2 2025 | 0.85% |
| Q3 2025 | 0.62% |
| Q4 2025 | 0.61% |
| Q1 2026 | 0.89% |
| Q2 2026 | 0.43% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.21% |
| Q3 2024 | 0.28% |
| Q4 2024 | 0.45% |
| Q1 2025 | 0.10% |
| Q2 2025 | 0.39% |
| Q3 2025 | 0.45% |
| Q4 2025 | 0.37% |
| Q1 2026 | 0.42% |
| Q2 2026 | 0.39% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $64.1M | 8.80% | 0.43% | 0.39% | 49.7% |
| Q1 2026 | 61 | $62.4M | 8.95% | 0.89% | 0.42% | 50.3% |
| Q4 2025 | 64 | $59.9M | 9.21% | 0.61% | 0.37% | 54.5% |
| Q3 2025 | 64 | $58.9M | 9.19% | 0.62% | 0.45% | 53.8% |
| Q2 2025 | 62 | $56.5M | 9.42% | 0.85% | 0.39% | 56.8% |
| Q1 2025 | 59 | $56.5M | 9.25% | 0.89% | 0.10% | 55.7% |
| Q4 2024 | 63 | $56.5M | 9.23% | 0.71% | 0.45% | 55.2% |
| Q3 2024 | 66 | $53.5M | 9.59% | 0.42% | 0.28% | 59.6% |
| Q2 2024 | 63 | $54.7M | 9.19% | 0.53% | 0.21% | 58.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| St. Josephs Canton Parish Federal Credit UnionCredit union Canton, OH | 78 out of 100, Strong | $65.1M | 11.3% | 0.36% | vs |
| Southeastern Ohio Credit UnionCredit union Cambridge, OH | 78 out of 100, Strong | $65.4M | 12.1% | 1.03% | vs |
| Topmark Federal Credit UnionCredit union Cridersville, OH | 56 out of 100, Moderate | $62.6M | 10.2% | 1.60% | vs |
| Postal Family Credit Union, Inc.Credit union Cincinnati, OH | 79 out of 100, Strong | $66.2M | 18.1% | 1.44% | vs |
| Falls Catholic Credit UnionCredit union Cuyahoga Falls, OH | 80 out of 100, Strong | $60.2M | 17.4% | 1.19% | vs |
| Promedica Federal Credit UnionCredit union Toledo, OH | 62 out of 100, Moderate | $60.2M | 10.2% | 0.75% | vs |
Deposit insurance
Is my money safe at Toledo Metro Federal Credit Union?
Yes. Toledo Metro Federal Credit Union is a federally insured credit union (NCUA charter #9189). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 5.6% of shares and deposits ($3.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 8.80%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Toledo Metro Federal Credit Union lists 2 offices in 1 city. Most locations:
- Toledo, OH (2)
Identity & history
Profile
- Legal name
- Toledo Metro Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 9189
- RSSD ID
- 119180
- Primary regulator
- NCUA
- Established
- 1954
- Headquarters
- 1212 Adams St, Toledo, OH 43604
- Employees
- 16
Quick answers
Toledo Metro Federal Credit Union: common questions
Is Toledo Metro Federal Credit Union NCUA insured?
Yes. Toledo Metro Federal Credit Union is a federally insured credit union (NCUA charter #9189). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Toledo Metro Federal Credit Union's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Toledo Metro Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Toledo
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Eight Federal Credit UnionCredit union Rossford, OH | 96 out of 100, Very strong | $25.3M | 14.8% | 0.02% | vs |
| Toledo Fire Fighters Federal Credit UnionCredit union Toledo, OH | 95 out of 100, Very strong | $45.5M | 17.8% | 0.34% | vs |
| Superior Credit Union, IncCredit union Lima, OH | 94 out of 100, Very strong | $2.0B | 15.2% | 0.20% | vs |
| First Federal Savings and Loan AssociationBank Delta, OH | 93 out of 100, Very strong | $246.0M | 16.5% | 0.00% | vs |
| Tlc Community Credit UnionCredit union Adrian, MI | 90 out of 100, Very strong | $950.2M | 14.5% | 0.14% | vs |
| Parish Federal Credit UnionCredit union Toledo, OH | 87 out of 100, Very strong | $24.0M | 11.8% | 0.06% | vs |