Side-by-side · Q2 2026 data
Toledo Metro Federal Credit Union vs Topmark Federal Credit Union
Metric by metric
| Measure | Toledo Metro Federal Credit Union | Topmark Federal Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 56 |
| Capital cushion | 38 | 52 (stronger) |
| Loan quality | 86 (stronger) | 47 |
| Earnings | 36 | 36 |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 96 (stronger) | 80 |
| Peer percentile | 30th | 16th |
| Total assets | $64.1M | $62.6M |
| Deposits / shares | $58.2M | $56.2M |
| Capital ratio | 8.80% | 10.16% (stronger) |
| Problem loans | 0.43% (stronger) | 1.60% |
| Net charge-offs | 0.59% (stronger) | 1.12% |
| Return on assets | 0.39% | 0.39% (stronger) |
| Loans ÷ deposits | 49.7% (stronger) | 70.7% |
| Uninsured deposits | 5.6% | 1.4% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 31.4% |
Toledo Metro Federal Credit Union has the higher TellerScore (65 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Toledo Metro Federal Credit Union leads on 4 and Topmark Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.