Side-by-side · Q2 2026 data
Toledo Police Federal Credit Union vs Wayne County Community Federal Credit Union
Credit union
Toledo Police Federal Credit Union
Toledo, Ohio · Under $100 million in assets
Credit union
Wayne County Community Federal Credit Union
Smithville, Ohio · Under $100 million in assets
Metric by metric
| Measure | Toledo Police Federal Credit Union | Wayne County Community Federal Credit Union |
|---|---|---|
| TellerScore | 43 | 71 (stronger) |
| Capital cushion | 44 | 63 (stronger) |
| Loan quality | 0 | 61 (stronger) |
| Earnings | 37 | 63 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 71 | 92 (stronger) |
| Peer percentile | 4th | 42nd |
| Total assets | $56.6M | $54.2M |
| Deposits / shares | $51.0M | $47.9M |
| Capital ratio | 9.44% | 11.25% (stronger) |
| Problem loans | 3.81% | 1.18% (stronger) |
| Net charge-offs | 0.33% (stronger) | 0.55% |
| Return on assets | 0.42% | 1.06% (stronger) |
| Loans ÷ deposits | 39.4% (stronger) | 40.7% |
| Uninsured deposits | 4.8% | 0.6% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wayne County Community Federal Credit Union has the higher TellerScore (71 vs 43). On the 7 directional measures above (where higher or lower is clearly better), Toledo Police Federal Credit Union leads on 2 and Wayne County Community Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.