TellerScore

Headquartered in Toledo, Ohio, Toledo Police Federal Credit Union is a federal credit union with $56.6M in total assets and $51.0M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1940.

Based on its Q2 2026 filing, Toledo Police Federal Credit Union scores 43/100, which we describe as below average. That is higher than only 4% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 188th. Its strongest component is funding & liquidity (100/100; 39% loans-to-deposits, 5% uninsured), and its lowest is loan quality (0/100; 3.81%).

TellerScore · Q2 2026

Scorecard

Capital cushion44/100
Net worth ratio: 9.44%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.81%
Earnings37/100
Return on assets (annualized): 0.42%
Funding & liquidity100/100
Loans ÷ shares: 39.4% · 4.8% uninsured
Problem-loan coverage71/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 14.31%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 27 points (70 → 43), mostly because the loan quality component weakened by 99 points.

TellerScore
425670Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202467
Q4 202468
Q1 202566
Q2 202570
Q3 202570
Q4 202542
Q1 202643
Q2 202643
Net worth ratio
7.00%8.33%9.67%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.22%
Q3 20249.54%
Q4 20249.67%
Q1 20259.28%
Q2 20259.32%
Q3 20259.62%
Q4 20259.50%
Q1 20269.35%
Q2 20269.44%
Delinquent loans (60+ days)
0.04%2.06%4.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.43%
Q3 20240.10%
Q4 20240.18%
Q1 20250.11%
Q2 20250.04%
Q3 20250.06%
Q4 20253.80%
Q1 20264.09%
Q2 20263.81%
Return on assets
-0.09%0.23%0.56%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.09%
Q3 20240.07%
Q4 20240.16%
Q1 20250.08%
Q2 20250.41%
Q3 20250.34%
Q4 20250.30%
Q1 20260.56%
Q2 20260.42%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202643$56.6M9.44%3.81%0.42%39.4%
Q1 202643$56.7M9.35%4.09%0.56%39.8%
Q4 202542$55.0M9.50%3.80%0.30%41.7%
Q3 202570$54.0M9.62%0.06%0.34%42.2%
Q2 202570$55.4M9.32%0.04%0.41%42.2%
Q1 202566$54.6M9.28%0.11%0.08%43.3%
Q4 202468$52.3M9.67%0.18%0.16%46.0%
Q3 202467$52.5M9.54%0.10%0.07%45.9%
Q2 202462$53.7M9.22%0.43%-0.09%44.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.44%
12th
Problem loans3.81%
9th
Net charge-offs0.33%
36th
Return on assets0.42%
38th
Loans to deposits39.4%
79th
Uninsured deposits4.8%
23rd
Loan-loss reserves0.00%
37th
Texas ratio14.3%
8th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Wayne County Community Federal Credit UnionCredit union Smithville, OH71 out of 100, Strong$54.2M11.3%1.18%vs
Summit Federal Credit UnionCredit union Akron, OH86 out of 100, Very strong$59.2M15.6%0.56%vs
Promedica Federal Credit UnionCredit union Toledo, OH62 out of 100, Moderate$60.2M10.2%0.75%vs
Falls Catholic Credit UnionCredit union Cuyahoga Falls, OH80 out of 100, Strong$60.2M17.4%1.19%vs
Topmark Federal Credit UnionCredit union Cridersville, OH56 out of 100, Moderate$62.6M10.2%1.60%vs
Toledo Metro Federal Credit UnionCredit union Toledo, OH65 out of 100, Moderate$64.1M8.8%0.43%vs

Deposit insurance

Is my money safe at Toledo Police Federal Credit Union?

Yes. Toledo Police Federal Credit Union is a federally insured credit union (NCUA charter #3720). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.8% of shares and deposits ($2.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.44%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Toledo Police Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Toledo Police Federal Credit Union
Type
Federal credit union
NCUA charter #
3720
RSSD ID
311274
Primary regulator
NCUA
Established
1940
Headquarters
2340 S. Reynolds Road, Toledo, OH 43614
Employees
9

Quick answers

Toledo Police Federal Credit Union: common questions

Is Toledo Police Federal Credit Union NCUA insured?

Yes. Toledo Police Federal Credit Union is a federally insured credit union (NCUA charter #3720). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Toledo Police Federal Credit Union's TellerScore?

43 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Toledo Police Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Toledo

InstitutionScoreAssetsCapitalProblem loansCompare
Eight Federal Credit UnionCredit union Rossford, OH96 out of 100, Very strong$25.3M14.8%0.02%vs
Toledo Fire Fighters Federal Credit UnionCredit union Toledo, OH95 out of 100, Very strong$45.5M17.8%0.34%vs
Superior Credit Union, IncCredit union Lima, OH94 out of 100, Very strong$2.0B15.2%0.20%vs
First Federal Savings and Loan AssociationBank Delta, OH93 out of 100, Very strong$246.0M16.5%0.00%vs
Tlc Community Credit UnionCredit union Adrian, MI90 out of 100, Very strong$950.2M14.5%0.14%vs
Parish Federal Credit UnionCredit union Toledo, OH87 out of 100, Very strong$24.0M11.8%0.06%vs