Side-by-side · Q2 2026 data
Tomah Area Credit Union vs Southern Lakes Credit Union
Metric by metric
| Measure | Tomah Area Credit Union | Southern Lakes Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 65 |
| Capital cushion | 74 (stronger) | 47 |
| Loan quality | 84 (stronger) | 76 |
| Earnings | 75 (stronger) | 44 |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 96 (stronger) | 91 |
| Peer percentile | 83rd | 34th |
| Total assets | $125.9M | $112.6M |
| Deposits / shares | $108.4M | $101.0M |
| Capital ratio | 12.45% (stronger) | 9.73% |
| Problem loans | 0.49% (stronger) | 0.73% |
| Net charge-offs | 0.01% (stronger) | 0.15% |
| Return on assets | 1.36% (stronger) | 0.59% |
| Loans ÷ deposits | 55.8% (stronger) | 66.5% |
| Uninsured deposits | 6.5% | 4.7% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tomah Area Credit Union has the higher TellerScore (83 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Tomah Area Credit Union leads on 6 and Southern Lakes Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.