Side-by-side · Q2 2026 data
Tompkins Bank & Trust vs Bank of India
Metric by metric
| Measure | Tompkins Bank & Trust | Bank of India |
|---|---|---|
| TellerScore | 60 (stronger) | 48 |
| Capital cushion | 41 (stronger) | 0 |
| Loan quality | 73 | 100 (stronger) |
| Earnings | 75 (stronger) | 20 |
| Funding & liquidity | 40 | 92 (stronger) |
| Problem-loan coverage | 88 | — |
| Peer percentile | 21st | 6th |
| Total assets | $8.8B | $7.4B |
| Deposits / shares | $7.2B | $5.7B |
| Capital ratio | 9.11% (stronger) | 0.00% |
| Problem loans | 0.80% | 0.00% (stronger) |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 1.38% (stronger) | 0.00% |
| Loans ÷ deposits | 91.2% | 67.9% (stronger) |
| Uninsured deposits | 41.3% | 1.0% (stronger) |
| Offices | 56 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.9% | — |
Tompkins Bank & Trust has the higher TellerScore (60 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Tompkins Bank & Trust leads on 3 and Bank of India on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.