Side-by-side · Q2 2026 data
Tonawanda Community Federal Credit Union vs Genesee Co-Op Federal Credit Union
Credit union
Tonawanda Community Federal Credit Union
Buffalo, New York · Under $100 million in assets
Credit union
Genesee Co-Op Federal Credit Union
Rochester, New York · Under $100 million in assets
Metric by metric
| Measure | Tonawanda Community Federal Credit Union | Genesee Co-Op Federal Credit Union |
|---|---|---|
| TellerScore | 77 | 78 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 76 (stronger) | 48 |
| Earnings | 75 | 79 (stronger) |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 57th | 59th |
| Total assets | $49.3M | $47.5M |
| Deposits / shares | $43.8M | $31.9M |
| Capital ratio | 11.13% | 23.39% (stronger) |
| Problem loans | 0.73% (stronger) | 1.55% |
| Net charge-offs | 0.14% (stronger) | 0.26% |
| Return on assets | 1.38% | 1.48% (stronger) |
| Loans ÷ deposits | 32.1% (stronger) | 87.9% |
| Uninsured deposits | 1.4% (stronger) | 10.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Genesee Co-Op Federal Credit Union has the higher TellerScore (78 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Tonawanda Community Federal Credit Union leads on 4 and Genesee Co-Op Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.