Side-by-side · Q2 2026 data
Topmark Federal Credit Union vs Postal Family Credit Union, Inc.
Metric by metric
| Measure | Topmark Federal Credit Union | Postal Family Credit Union, Inc. |
|---|---|---|
| TellerScore | 56 | 79 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 47 | 52 (stronger) |
| Earnings | 36 | 61 (stronger) |
| Funding & liquidity | 90 | 95 (stronger) |
| Problem-loan coverage | 80 | 92 (stronger) |
| Peer percentile | 16th | 62nd |
| Total assets | $62.6M | $66.2M |
| Deposits / shares | $56.2M | $53.7M |
| Capital ratio | 10.16% | 18.10% (stronger) |
| Problem loans | 1.60% | 1.44% (stronger) |
| Net charge-offs | 1.12% | 0.04% (stronger) |
| Return on assets | 0.39% | 1.02% (stronger) |
| Loans ÷ deposits | 70.7% | 65.4% (stronger) |
| Uninsured deposits | 1.4% | 0.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 31.4% | — |
Postal Family Credit Union, Inc. has the higher TellerScore (79 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Topmark Federal Credit Union leads on 0 and Postal Family Credit Union, Inc. on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.