Side-by-side · Q2 2026 data
Topside Federal Credit Union vs Call Federal Credit Union
Metric by metric
| Measure | Topside Federal Credit Union | Call Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 67 (stronger) |
| Capital cushion | 38 | 55 (stronger) |
| Loan quality | 62 | 80 (stronger) |
| Earnings | 60 (stronger) | 31 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 86 | 94 (stronger) |
| Peer percentile | 29th | 41st |
| Total assets | $492.1M | $557.1M |
| Deposits / shares | $455.2M | $497.7M |
| Capital ratio | 8.82% | 10.47% (stronger) |
| Problem loans | 1.14% | 0.60% (stronger) |
| Net charge-offs | 0.37% | 0.12% (stronger) |
| Return on assets | 1.01% (stronger) | 0.28% |
| Loans ÷ deposits | 58.6% | 54.6% (stronger) |
| Uninsured deposits | 8.1% (stronger) | 8.6% |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 42.1% | 22.6% |
Call Federal Credit Union has the higher TellerScore (67 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Topside Federal Credit Union leads on 2 and Call Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.