Side-by-side · Q2 2026 data
Torrington Municipal and Teachers Federal Credit Union vs Albright Credit Union
Credit union
Torrington Municipal and Teachers Federal Credit Union
Torrington, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Torrington Municipal and Teachers Federal Credit Union | Albright Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 63 |
| Capital cushion | 44 | 69 (stronger) |
| Loan quality | 95 (stronger) | 28 |
| Earnings | 61 | 63 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 99 (stronger) | 80 |
| Peer percentile | 49th | 26th |
| Total assets | $93.6M | $73.9M |
| Deposits / shares | $84.8M | $64.9M |
| Capital ratio | 9.37% | 11.88% (stronger) |
| Problem loans | 0.14% (stronger) | 2.15% |
| Net charge-offs | 0.16% | 0.03% (stronger) |
| Return on assets | 1.02% | 1.08% (stronger) |
| Loans ÷ deposits | 40.8% (stronger) | 62.0% |
| Uninsured deposits | 6.2% | 4.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Torrington Municipal and Teachers Federal Credit Union has the higher TellerScore (74 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Torrington Municipal and Teachers Federal Credit Union leads on 3 and Albright Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.