Side-by-side · Q2 2026 data
Touchmark National Bank vs Northside Federal Credit Union
Credit union
Northside Federal Credit Union
Atlanta, Georgia · Under $100 million in assets
Metric by metric
| Measure | Touchmark National Bank | Northside Federal Credit Union |
|---|---|---|
| TellerScore | 38 | 88 (stronger) |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 0 | 82 (stronger) |
| Earnings | 38 | 71 (stronger) |
| Funding & liquidity | 27 | 90 (stronger) |
| Problem-loan coverage | 22 | 97 (stronger) |
| Peer percentile | 2nd | 85th |
| Total assets | $416.9M | $20.8M |
| Deposits / shares | $356.4M | $16.8M |
| Capital ratio | 13.11% | 18.92% (stronger) |
| Problem loans | 5.07% | 0.54% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.81% |
| Return on assets | 0.45% | 1.27% (stronger) |
| Loans ÷ deposits | 88.3% | 70.3% (stronger) |
| Uninsured deposits | 55.0% | 0.5% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northside Federal Credit Union has the higher TellerScore (88 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Touchmark National Bank leads on 1 and Northside Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.