Side-by-side · Q2 2026 data
Tower Community Bank vs RockPointBank, National Association
Metric by metric
| Measure | Tower Community Bank | RockPointBank, National Association |
|---|---|---|
| TellerScore | 70 (stronger) | 68 |
| Capital cushion | 54 | 71 (stronger) |
| Loan quality | 86 | 96 (stronger) |
| Earnings | 67 (stronger) | 33 |
| Funding & liquidity | 64 (stronger) | 44 |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 43rd | 37th |
| Total assets | $375.4M | $384.5M |
| Deposits / shares | $329.3M | $335.8M |
| Capital ratio | 10.43% | 12.13% (stronger) |
| Problem loans | 0.43% | 0.13% (stronger) |
| Net charge-offs | 0.07% | 0.00% (stronger) |
| Return on assets | 1.19% (stronger) | 0.33% |
| Loans ÷ deposits | 85.2% (stronger) | 92.1% |
| Uninsured deposits | 25.5% (stronger) | 36.6% |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.7% | 4.3% |
Tower Community Bank has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Tower Community Bank leads on 4 and RockPointBank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.