Side-by-side · Q2 2026 data
Town & Country Bank and Trust Company vs Abound Federal Credit Union
Metric by metric
| Measure | Town & Country Bank and Trust Company | Abound Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 81 |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 86 (stronger) | 73 |
| Earnings | 79 (stronger) | 61 |
| Funding & liquidity | 83 (stronger) | 73 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 82nd | 89th |
| Total assets | $433.7M | $2.8B |
| Deposits / shares | $378.0M | $2.3B |
| Capital ratio | 12.75% | 15.85% (stronger) |
| Problem loans | 0.42% (stronger) | 0.81% |
| Net charge-offs | 0.01% (stronger) | 0.62% |
| Return on assets | 1.47% (stronger) | 1.03% |
| Loans ÷ deposits | 74.8% (stronger) | 87.5% |
| Uninsured deposits | 17.1% | 12.9% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.6% |
Town & Country Bank and Trust Company has the higher TellerScore (82 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Town & Country Bank and Trust Company leads on 5 and Abound Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.