Side-by-side · Q2 2026 data
Town & Country Bank vs Arsenal Credit Union
Metric by metric
| Measure | Town & Country Bank | Arsenal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 55 |
| Capital cushion | 74 (stronger) | 38 |
| Loan quality | 88 (stronger) | 63 |
| Earnings | 100 (stronger) | 40 |
| Funding & liquidity | 83 (stronger) | 81 |
| Problem-loan coverage | 96 (stronger) | 76 |
| Peer percentile | 90th | 12th |
| Total assets | $747.7M | $387.5M |
| Deposits / shares | $642.2M | $354.1M |
| Capital ratio | 12.37% (stronger) | 8.84% |
| Problem loans | 0.35% (stronger) | 1.10% |
| Net charge-offs | 0.00% (stronger) | 1.56% |
| Return on assets | 2.53% (stronger) | 0.51% |
| Loans ÷ deposits | 77.3% (stronger) | 79.3% |
| Uninsured deposits | 14.2% | 4.3% (stronger) |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.5% | 10.2% |
Town & Country Bank has the higher TellerScore (86 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Town & Country Bank leads on 6 and Arsenal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.