Side-by-side · Q2 2026 data
Town & Country Bank vs Adams County Bank
Metric by metric
| Measure | Town & Country Bank | Adams County Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 83 |
| Capital cushion | 91 (stronger) | 68 |
| Loan quality | 100 | 100 |
| Earnings | 87 | 95 (stronger) |
| Funding & liquidity | 81 (stronger) | 55 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 97th | 84th |
| Total assets | $228.9M | $241.1M |
| Deposits / shares | $194.1M | $154.6M |
| Capital ratio | 14.09% (stronger) | 11.82% |
| Problem loans | 0.00% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.69% | 1.86% (stronger) |
| Loans ÷ deposits | 78.4% (stronger) | 99.2% |
| Uninsured deposits | 15.4% (stronger) | 20.6% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Town & Country Bank has the higher TellerScore (92 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Town & Country Bank leads on 5 and Adams County Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.