Town & Country Bank (FDIC certificate #1434) is based in Ravenna, Nebraska. Its Q2 2026 call report shows $228.9M in total assets and $194.1M in deposits and 4 offices.
Based on its Q2 2026 filing, Town & Country Bank scores 92/100, which we describe as very strong. That is higher than 97% of 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 6th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is funding & liquidity (81/100; 78% loans-to-deposits, 15% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (91 → 92).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 89 |
| Q3 2024 | 88 |
| Q4 2024 | 87 |
| Q1 2025 | 90 |
| Q2 2025 | 91 |
| Q3 2025 | 91 |
| Q4 2025 | 89 |
| Q1 2026 | 91 |
| Q2 2026 | 92 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.51% |
| Q3 2024 | 13.06% |
| Q4 2024 | 13.07% |
| Q1 2025 | 13.22% |
| Q2 2025 | 13.55% |
| Q3 2025 | 13.54% |
| Q4 2025 | 13.36% |
| Q1 2026 | 13.67% |
| Q2 2026 | 14.09% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.01% |
| Q1 2025 | 0.01% |
| Q2 2025 | 0.01% |
| Q3 2025 | 0.01% |
| Q4 2025 | 0.01% |
| Q1 2026 | 0.01% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.52% |
| Q3 2024 | 1.58% |
| Q4 2024 | 1.46% |
| Q1 2025 | 1.65% |
| Q2 2025 | 1.66% |
| Q3 2025 | 1.76% |
| Q4 2025 | 1.62% |
| Q1 2026 | 1.67% |
| Q2 2026 | 1.69% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 92 | $228.9M | 14.09% | 0.00% | 1.69% | 78.4% |
| Q1 2026 | 91 | $227.1M | 13.67% | 0.01% | 1.67% | 74.6% |
| Q4 2025 | 89 | $237.2M | 13.36% | 0.01% | 1.62% | 83.5% |
| Q3 2025 | 91 | $226.7M | 13.54% | 0.01% | 1.76% | 73.6% |
| Q2 2025 | 91 | $219.1M | 13.55% | 0.01% | 1.66% | 74.7% |
| Q1 2025 | 90 | $220.0M | 13.22% | 0.01% | 1.65% | 72.6% |
| Q4 2024 | 87 | $225.8M | 13.07% | 0.01% | 1.46% | 79.5% |
| Q3 2024 | 88 | $224.2M | 13.06% | 0.00% | 1.58% | 80.2% |
| Q2 2024 | 89 | $216.5M | 13.51% | 0.00% | 1.52% | 74.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| I3 BankBank Bennington, NE | 63 out of 100, Moderate | $225.5M | 8.8% | 0.33% | vs |
| First State BankBank Loomis, NE | 84 out of 100, Strong | $232.5M | 11.8% | 0.01% | vs |
| Farmers and Merchants State Bank, Bloomfield, NebraskaBank Bloomfield, NE | 77 out of 100, Strong | $232.9M | 9.5% | 0.07% | vs |
| Adams County BankBank Kenesaw, NE | 83 out of 100, Strong | $241.1M | 11.8% | 0.00% | vs |
| Nebraska Bank of CommerceBank Lincoln, NE | 66 out of 100, Moderate | $241.2M | 9.6% | 0.33% | vs |
| Citizens Bank & Trust CompanyBank Saint Paul, NE | 54 out of 100, Below average | $242.3M | 11.4% | 2.42% | vs |
Deposit insurance
Is my money safe at Town & Country Bank?
Yes. Town & Country Bank is an FDIC-insured institution (FDIC certificate #1434). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 15.4% of deposits ($29.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.09%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
Town & Country Bank lists 4 offices in 4 cities. Most locations:
- Kearney, NE (1)
- Litchfield, NE (1)
- Pleasanton, NE (1)
- Ravenna, NE (1)
Identity & history
Profile
- Legal name
- Town & Country Bank
- Former names
- The Ravenna Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 1434
- RSSD ID
- 738255
- Primary regulator
- FED
- Holding company
- Platte Valley Cattle Co
- Established
- January 1, 1932
- Headquarters
- 423 Grand Ave, Ravenna, NE 68869
- Website
- www.tcbank.bank
- Employees
- 28
Quick answers
Town & Country Bank: common questions
Is Town & Country Bank FDIC insured?
Yes. Town & Country Bank is an FDIC-insured institution (FDIC certificate #1434). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Town & Country Bank's TellerScore?
92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Town & Country Bank ever failed?
There is no failure record for FDIC certificate #1434 in the FDIC failed bank list.
How many branches does Town & Country Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Ravenna
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Boelus State BankBank Boelus, NE | 95 out of 100, Very strong | $24.4M | 15.0% | 0.00% | vs |
| Heritage BankBank Wood River, NE | 86 out of 100, Very strong | $611.6M | 23.0% | 1.18% | vs |
| Heartland BankBank Geneva, NE | 80 out of 100, Strong | $911.1M | 10.3% | 0.13% | vs |
| Custer Federal State BankBank Broken Bow, NE | 80 out of 100, Strong | $120.7M | 12.0% | 0.00% | vs |
| Western National BankBank Chester, NE | 74 out of 100, Strong | $257.4M | 9.1% | 0.02% | vs |
| Archer CooperativeCredit union Archer, NE | 65 out of 100, Moderate | $102.7M | 10.6% | 0.85% | vs |