Side-by-side · Q2 2026 data
Town & Country Bank vs Minden Exchange Bank & Trust Company
Metric by metric
| Measure | Town & Country Bank | Minden Exchange Bank & Trust Company |
|---|---|---|
| TellerScore | 92 (stronger) | 82 |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 100 (stronger) | 59 |
| Earnings | 87 (stronger) | 84 |
| Funding & liquidity | 81 (stronger) | 76 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 97th | 82nd |
| Total assets | $228.9M | $201.4M |
| Deposits / shares | $194.1M | $146.5M |
| Capital ratio | 14.09% | 19.84% (stronger) |
| Problem loans | 0.00% (stronger) | 1.23% |
| Net charge-offs | 0.00% (stronger) | 0.53% |
| Return on assets | 1.69% (stronger) | 1.59% |
| Loans ÷ deposits | 78.4% | 73.6% (stronger) |
| Uninsured deposits | 15.4% (stronger) | 24.6% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Town & Country Bank has the higher TellerScore (92 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Town & Country Bank leads on 5 and Minden Exchange Bank & Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.