TellerScore

Side-by-side · Q2 2026 data

Town and Country Credit Union vs Dakota West Credit Union

Credit union

Town and Country Credit Union

Minot, North Dakota · $100 million – $1 billion

64of 100
Moderate

Credit union

Dakota West Credit Union

Watford City, North Dakota · $100 million – $1 billion

61of 100
Moderate

Metric by metric

MeasureTown and Country Credit UnionDakota West Credit Union
TellerScore64 (stronger)61
Capital cushion8192 (stronger)
Loan quality46 (stronger)0
Earnings5764 (stronger)
Funding & liquidity5886 (stronger)
Problem-loan coverage78 (stronger)74
Peer percentile31st24th
Total assets$771.1M$326.5M
Deposits / shares$665.3M$282.8M
Capital ratio13.06%14.17% (stronger)
Problem loans1.63% (stronger)3.14%
Net charge-offs0.04% (stronger)0.13%
Return on assets0.93%1.09% (stronger)
Loans ÷ deposits102.0%58.8% (stronger)
Uninsured deposits11.9% (stronger)27.7%
Offices78
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)3.2%51.5%

Town and Country Credit Union has the higher TellerScore (64 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Town and Country Credit Union leads on 4 and Dakota West Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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