Side-by-side · Q2 2026 data
Town and Country Credit Union vs Hometown Credit Union
Metric by metric
| Measure | Town and Country Credit Union | Hometown Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 58 |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 46 (stronger) | 0 |
| Earnings | 57 | 77 (stronger) |
| Funding & liquidity | 58 | 62 (stronger) |
| Problem-loan coverage | 78 (stronger) | 30 |
| Peer percentile | 31st | 16th |
| Total assets | $771.1M | $223.1M |
| Deposits / shares | $665.3M | $182.0M |
| Capital ratio | 13.06% | 15.56% (stronger) |
| Problem loans | 1.63% (stronger) | 6.81% |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 0.93% | 1.43% (stronger) |
| Loans ÷ deposits | 102.0% | 98.1% (stronger) |
| Uninsured deposits | 11.9% | 8.9% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | 0.0% |
Town and Country Credit Union has the higher TellerScore (64 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Town and Country Credit Union leads on 2 and Hometown Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.