Side-by-side · Q2 2026 data
Town and Country Credit Union vs North Star Community Credit Union
Credit union
North Star Community Credit Union
Maddock, North Dakota · $100 million – $1 billion
Metric by metric
| Measure | Town and Country Credit Union | North Star Community Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 61 |
| Capital cushion | 81 | 93 (stronger) |
| Loan quality | 46 (stronger) | 4 |
| Earnings | 57 | 67 (stronger) |
| Funding & liquidity | 58 | 76 (stronger) |
| Problem-loan coverage | 78 (stronger) | 71 |
| Peer percentile | 31st | 24th |
| Total assets | $771.1M | $464.8M |
| Deposits / shares | $665.3M | $396.8M |
| Capital ratio | 13.06% | 14.31% (stronger) |
| Problem loans | 1.63% (stronger) | 2.87% |
| Net charge-offs | 0.04% (stronger) | 0.44% |
| Return on assets | 0.93% | 1.18% (stronger) |
| Loans ÷ deposits | 102.0% | 84.3% (stronger) |
| Uninsured deposits | 11.9% | 7.3% (stronger) |
| Offices | 7 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | — |
Town and Country Credit Union has the higher TellerScore (64 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Town and Country Credit Union leads on 3 and North Star Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.