Side-by-side · Q2 2026 data
Town & Country Federal Credit Union vs Maine State Credit Union
Credit union
Town & Country Federal Credit Union
South Portland, Maine · $100 million – $1 billion
Metric by metric
| Measure | Town & Country Federal Credit Union | Maine State Credit Union |
|---|---|---|
| TellerScore | 59 | 59 |
| Capital cushion | 35 | 48 (stronger) |
| Loan quality | 88 (stronger) | 74 |
| Earnings | 33 (stronger) | 31 |
| Funding & liquidity | 69 | 73 (stronger) |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 19th | 19th |
| Total assets | $621.2M | $805.9M |
| Deposits / shares | $523.9M | $696.5M |
| Capital ratio | 8.49% | 9.78% (stronger) |
| Problem loans | 0.35% (stronger) | 0.79% |
| Net charge-offs | 0.17% (stronger) | 0.47% |
| Return on assets | 0.34% (stronger) | 0.26% |
| Loans ÷ deposits | 91.0% | 87.6% (stronger) |
| Uninsured deposits | 5.0% (stronger) | 12.3% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.7% | 23.9% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Town & Country Federal Credit Union leads on 4 and Maine State Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.