Side-by-side · Q2 2026 data
Town Center Bank vs Policemen'S Federal Credit Union
Credit union
Policemen'S Federal Credit Union
South Bend, Indiana · Under $100 million in assets
Metric by metric
| Measure | Town Center Bank | Policemen'S Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 92 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 30 | 74 (stronger) |
| Funding & liquidity | 48 | 100 (stronger) |
| Problem-loan coverage | 78 | 99 (stronger) |
| Peer percentile | 29th | 92nd |
| Total assets | $180.6M | $95.5M |
| Deposits / shares | $138.3M | $80.1M |
| Capital ratio | 11.38% | 16.39% (stronger) |
| Problem loans | 0.00% (stronger) | 0.29% |
| Net charge-offs | 0.91% | -0.04% (stronger) |
| Return on assets | 0.25% | 1.34% (stronger) |
| Loans ÷ deposits | 101.7% | 39.1% (stronger) |
| Uninsured deposits | 24.3% | 9.0% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Policemen'S Federal Credit Union has the higher TellerScore (92 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Town Center Bank leads on 1 and Policemen'S Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.