Side-by-side · Q2 2026 data
TPNB Bank vs Bank of Billings
Metric by metric
| Measure | TPNB Bank | Bank of Billings |
|---|---|---|
| TellerScore | 89 (stronger) | 64 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 100 (stronger) | 70 |
| Earnings | 57 | 61 (stronger) |
| Funding & liquidity | 87 (stronger) | 74 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 94th | 26th |
| Total assets | $112.0M | $105.0M |
| Deposits / shares | $94.1M | $91.2M |
| Capital ratio | 15.15% (stronger) | 9.88% |
| Problem loans | 0.00% (stronger) | 0.91% |
| Net charge-offs | 0.00% (stronger) | 0.13% |
| Return on assets | 0.92% | 1.03% (stronger) |
| Loans ÷ deposits | 69.7% (stronger) | 85.9% |
| Uninsured deposits | 18.4% | 13.8% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
TPNB Bank has the higher TellerScore (89 vs 64). On the 7 directional measures above (where higher or lower is clearly better), TPNB Bank leads on 5 and Bank of Billings on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.