TellerScore

Side-by-side · Q2 2026 data

Tradition Capital Bank vs Think Mutual Bank

Bank

Tradition Capital Bank

Wayzata, Minnesota · $1 billion – $10 billion

61of 100
Moderate

Bank

Think Mutual Bank

Rochester, Minnesota · $1 billion – $10 billion

86of 100
Very strong

Metric by metric

MeasureTradition Capital BankThink Mutual Bank
TellerScore6186 (stronger)
Capital cushion39100 (stronger)
Loan quality100 (stronger)92
Earnings56 (stronger)45
Funding & liquidity2095 (stronger)
Problem-loan coverage9798 (stronger)
Peer percentile24th97th
Total assets$2.7B$2.2B
Deposits / shares$2.1B$1.9B
Capital ratio8.87%16.25% (stronger)
Problem loans0.01% (stronger)0.25%
Net charge-offs0.09%0.05% (stronger)
Return on assets0.91% (stronger)0.63%
Loans ÷ deposits106.0%64.8% (stronger)
Uninsured deposits45.4%5.8% (stronger)
Offices49
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)0.0%12.2%

Think Mutual Bank has the higher TellerScore (86 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Tradition Capital Bank leads on 2 and Think Mutual Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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