TellerScore

Side-by-side · Q2 2026 data

Traditions Bank vs Family Security Credit Union

Bank

Traditions Bank

Cullman, Alabama · $100 million – $1 billion

65of 100
Moderate

Credit union

Family Security Credit Union

Decatur, Alabama · $1 billion – $10 billion

95of 100
Very strong

Metric by metric

MeasureTraditions BankFamily Security Credit Union
TellerScore6595 (stronger)
Capital cushion55100 (stronger)
Loan quality7380 (stronger)
Earnings6599 (stronger)
Funding & liquidity62100 (stronger)
Problem-loan coverage8097 (stronger)
Peer percentile29th100th
Total assets$890.9M$1.1B
Deposits / shares$756.1M$876.5M
Capital ratio10.50%19.92% (stronger)
Problem loans0.80%0.61% (stronger)
Net charge-offs0.61%0.55% (stronger)
Return on assets1.12%1.98% (stronger)
Loans ÷ deposits94.7%47.7% (stronger)
Uninsured deposits18.8%2.9% (stronger)
Offices614
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)0.8%37.5%

Family Security Credit Union has the higher TellerScore (95 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Traditions Bank leads on 0 and Family Security Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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