Side-by-side · Q2 2026 data
Trailhead Federal Credit Union vs Ironworkers USA Federal Credit Union
Credit union
Ironworkers USA Federal Credit Union
Portland, Oregon · $100 million – $1 billion
Metric by metric
| Measure | Trailhead Federal Credit Union | Ironworkers USA Federal Credit Union |
|---|---|---|
| TellerScore | 28 | 46 (stronger) |
| Capital cushion | 38 | 61 (stronger) |
| Loan quality | 0 | 1 (stronger) |
| Earnings | 0 | 61 (stronger) |
| Funding & liquidity | 86 (stronger) | 64 |
| Problem-loan coverage | 37 | 57 (stronger) |
| Peer percentile | 0th | 3rd |
| Total assets | $156.0M | $155.9M |
| Deposits / shares | $140.8M | $137.8M |
| Capital ratio | 8.80% | 11.10% (stronger) |
| Problem loans | 4.14% | 2.97% (stronger) |
| Net charge-offs | 0.37% (stronger) | 1.16% |
| Return on assets | -1.30% | 1.02% (stronger) |
| Loans ÷ deposits | 74.0% (stronger) | 91.5% |
| Uninsured deposits | 1.6% (stronger) | 19.1% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ironworkers USA Federal Credit Union has the higher TellerScore (46 vs 28). On the 7 directional measures above (where higher or lower is clearly better), Trailhead Federal Credit Union leads on 3 and Ironworkers USA Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.