Side-by-side · Q2 2026 data
TrailWest Bank vs Opportunity Bank of Montana
Metric by metric
| Measure | TrailWest Bank | Opportunity Bank of Montana |
|---|---|---|
| TellerScore | 50 | 71 (stronger) |
| Capital cushion | 36 | 59 (stronger) |
| Loan quality | 39 | 91 (stronger) |
| Earnings | 90 (stronger) | 54 |
| Funding & liquidity | 28 | 69 (stronger) |
| Problem-loan coverage | 69 | 97 (stronger) |
| Peer percentile | 7th | 63rd |
| Total assets | $1.1B | $2.1B |
| Deposits / shares | $860.2M | $1.8B |
| Capital ratio | 8.62% | 10.93% (stronger) |
| Problem loans | 1.82% | 0.26% (stronger) |
| Net charge-offs | 0.16% | 0.03% (stronger) |
| Return on assets | 1.76% (stronger) | 0.85% |
| Loans ÷ deposits | 102.7% | 86.2% (stronger) |
| Uninsured deposits | 41.9% | 19.9% (stronger) |
| Offices | 14 | 29 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.8% | 12.0% |
Opportunity Bank of Montana has the higher TellerScore (71 vs 50). On the 7 directional measures above (where higher or lower is clearly better), TrailWest Bank leads on 1 and Opportunity Bank of Montana on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.