Side-by-side · Q2 2026 data
Transact Bank, National Association vs Denver Fire Department Federal Credit Union
Credit union
Denver Fire Department Federal Credit Union
Denver, Colorado · $100 million – $1 billion
Metric by metric
| Measure | Transact Bank, National Association | Denver Fire Department Federal Credit Union |
|---|---|---|
| TellerScore | 86 | 89 (stronger) |
| Capital cushion | 100 (stronger) | 92 |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 33 | 61 (stronger) |
| Funding & liquidity | 98 | 99 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 81st | 94th |
| Total assets | $6.5M | $213.5M |
| Deposits / shares | $5.1M | $185.6M |
| Capital ratio | 16.27% (stronger) | 14.15% |
| Problem loans | 0.00% (stronger) | 0.09% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.33% | 1.03% (stronger) |
| Loans ÷ deposits | 43.9% (stronger) | 58.5% |
| Uninsured deposits | 16.9% | 16.5% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.7% |
Denver Fire Department Federal Credit Union has the higher TellerScore (89 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Transact Bank, National Association leads on 4 and Denver Fire Department Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.