Side-by-side · Q2 2026 data
Transact Bank, National Association vs Foothills Credit Union
Metric by metric
| Measure | Transact Bank, National Association | Foothills Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 41 |
| Capital cushion | 100 (stronger) | 24 |
| Loan quality | 100 (stronger) | 41 |
| Earnings | 33 (stronger) | 25 |
| Funding & liquidity | 98 (stronger) | 82 |
| Problem-loan coverage | 100 (stronger) | 65 |
| Peer percentile | 81st | 2nd |
| Total assets | $6.5M | $165.6M |
| Deposits / shares | $5.1M | $151.6M |
| Capital ratio | 16.27% (stronger) | 7.38% |
| Problem loans | 0.00% (stronger) | 1.77% |
| Net charge-offs | 0.00% (stronger) | 0.41% |
| Return on assets | 0.33% (stronger) | 0.12% |
| Loans ÷ deposits | 43.9% (stronger) | 78.0% |
| Uninsured deposits | 16.9% | 9.7% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Transact Bank, National Association has the higher TellerScore (86 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Transact Bank, National Association leads on 6 and Foothills Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.