Side-by-side · Q2 2026 data
Transit Employees Federal Credit Union vs Destinations Credit Union
Credit union
Transit Employees Federal Credit Union
Greenbelt, Maryland · Under $100 million in assets
Metric by metric
| Measure | Transit Employees Federal Credit Union | Destinations Credit Union |
|---|---|---|
| TellerScore | 72 | 79 (stronger) |
| Capital cushion | 100 (stronger) | 88 |
| Loan quality | 60 | 84 (stronger) |
| Earnings | 14 | 35 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 44th | 62nd |
| Total assets | $93.4M | $65.4M |
| Deposits / shares | $76.9M | $56.7M |
| Capital ratio | 19.37% (stronger) | 13.76% |
| Problem loans | 1.21% | 0.48% (stronger) |
| Net charge-offs | 0.65% | 0.48% (stronger) |
| Return on assets | -0.15% | 0.36% (stronger) |
| Loans ÷ deposits | 49.7% | 48.1% (stronger) |
| Uninsured deposits | 2.1% (stronger) | 2.5% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Destinations Credit Union has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Transit Employees Federal Credit Union leads on 2 and Destinations Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.