Side-by-side · Q2 2026 data
Transit Federal Credit Union vs Syracuse Postal Federal Credit Union
Credit union
Transit Federal Credit Union
Valley Stream, New York · Under $100 million in assets
Credit union
Syracuse Postal Federal Credit Union
Syracuse, New York · Under $100 million in assets
Metric by metric
| Measure | Transit Federal Credit Union | Syracuse Postal Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 58 |
| Capital cushion | 50 (stronger) | 26 |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 54 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 49th | 19th |
| Total assets | $19.0M | $18.6M |
| Deposits / shares | $17.1M | $17.1M |
| Capital ratio | 10.00% (stronger) | 7.61% |
| Problem loans | 0.22% | 0.00% (stronger) |
| Net charge-offs | 2.64% | 0.50% (stronger) |
| Return on assets | 0.84% (stronger) | -0.98% |
| Loans ÷ deposits | 11.9% (stronger) | 16.8% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Transit Federal Credit Union has the higher TellerScore (74 vs 58). On the 6 directional measures above (where higher or lower is clearly better), Transit Federal Credit Union leads on 4 and Syracuse Postal Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.