Side-by-side · Q2 2026 data
Transportation Federal Credit Union vs Homebase Federal Credit Union
Credit union
Transportation Federal Credit Union
Alexandria, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Transportation Federal Credit Union | Homebase Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 72 (stronger) |
| Capital cushion | 49 | 59 (stronger) |
| Loan quality | 71 (stronger) | 68 |
| Earnings | 37 | 66 (stronger) |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 87 | 91 (stronger) |
| Peer percentile | 21st | 57th |
| Total assets | $345.6M | $297.8M |
| Deposits / shares | $310.4M | $268.0M |
| Capital ratio | 9.94% | 10.87% (stronger) |
| Problem loans | 0.86% (stronger) | 0.96% |
| Net charge-offs | 0.70% | 0.55% (stronger) |
| Return on assets | 0.43% | 1.14% (stronger) |
| Loans ÷ deposits | 81.6% | 55.4% (stronger) |
| Uninsured deposits | 4.4% (stronger) | 6.0% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.7% | — |
Homebase Federal Credit Union has the higher TellerScore (72 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Transportation Federal Credit Union leads on 2 and Homebase Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.