Side-by-side · Q2 2026 data
Transportation Federal Credit Union vs Paho/Who Federal Credit Union
Credit union
Transportation Federal Credit Union
Alexandria, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Transportation Federal Credit Union | Paho/Who Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 78 (stronger) |
| Capital cushion | 49 | 93 (stronger) |
| Loan quality | 71 | 79 (stronger) |
| Earnings | 37 (stronger) | 33 |
| Funding & liquidity | 79 | 94 (stronger) |
| Problem-loan coverage | 87 | 96 (stronger) |
| Peer percentile | 21st | 74th |
| Total assets | $345.6M | $325.8M |
| Deposits / shares | $310.4M | $273.1M |
| Capital ratio | 9.94% | 14.32% (stronger) |
| Problem loans | 0.86% | 0.64% (stronger) |
| Net charge-offs | 0.70% | 0.54% (stronger) |
| Return on assets | 0.43% (stronger) | 0.32% |
| Loans ÷ deposits | 81.6% | 55.1% (stronger) |
| Uninsured deposits | 4.4% (stronger) | 20.2% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.7% | — |
Paho/Who Federal Credit Union has the higher TellerScore (78 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Transportation Federal Credit Union leads on 2 and Paho/Who Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.